---
title: Right On the Money
description: Tuitions can be shocking when you’re first exposed to the private school world. But maybe a private school education is an option you’d like to consider for your family. How can you make private schoo
image: https://cdn2.hubspot.net/hubfs/6431429/Imported_Blog_Media/Congressional_Fall2017_013.jpg
---
[Infant - Grade 8 Private School. 40 Acre Campus in Falls Church, Virginia.](https://congressionalschool.org/about)
[** Colts Corner](https://congressionalschool.myschoolapp.com/app#login) • [Calendar](https://www.congressionalschool.org/calendar/) • [703-533-9711](tel:703-533-9711)
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- [About](https://www.congressionalschool.org/about/)
- [Welcome from Head of School](https://www.congressionalschool.org/about/)
- [Vision, Mission, Values](https://www.congressionalschool.org/about/mission/)
- [At a Glance](https://www.congressionalschool.org/about/at-a-glance/)
- [Faculty & Staff](https://www.congressionalschool.org/fsdirectory/faculty-and-staff/)
- [Contact Us](https://www.congressionalschool.org/about/contact-us/)
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- [Board of Trustees](https://www.congressionalschool.org/about/board-of-trustees/)
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- [Strategic Plan](https://www.congressionalschool.org/about/2023-strategic-plan/)
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- [Applying to Congressional](https://www.congressionalschool.org/welcome/applying-to-congressional/)
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- [Why Congressional](https://www.congressionalschool.org/welcome/why-congressional/)
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- [Primary School (Preschool-Grade 2)](https://www.congressionalschool.org/academics/primary-school/)
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- [Middle School (Grades 5-8)](https://www.congressionalschool.org/academics/middle-school/)
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- [Social Emotional Learning](https://www.congressionalschool.org/academics/social-emotional-learning/)
- [Curriculum](https://www.congressionalschool.org/academics/curriculum/)
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- [John J. Cavanaugh Endowed Fund](https://www.congressionalschool.org/endowed-fund/)
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- [CTLI](https://www.congressionalschool.org/ctli/)
- [The Center for Teaching, Learning, and Innovation](https://www.congressionalschool.org/ctli/)
- [Faculty Innovation Grants](https://www.congressionalschool.org/about/innovation-grants/)
[](https://blog.congressionalschool.org/blog)
## [Congressional School Blog](https://blog.congressionalschool.org/blog)
# Right On the Money
**A Guide for Parents as They Look to Finance a Private School Education**
You're a parent. You've been considering a private school education for your child. You start looking around and doing research, and then it all comes to a halt. You saw that money sign and the figures following it, and you thought, "Well, that's not going to happen."
Tuitions can be shocking when you first expose yourself to the private school world. But you are looking for a place where your student will be challenged. You want them to be more than a good test-taker. Maybe social-emotional learning is important to you, and you want a school to foster strong character. You want the faculty and staff to truly know your child and their strengths and weaknesses. How can you make that happen when the finances make it seem impossible?
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### The Big Picture
First, let's talk about private schools. Why do they cost so much to begin with?
Private schools are not government-funded like public schools and are not run by the government--local, state, or federal. Because of this, the vast majority of private schools are entirely or in part tuition-driven.
Why does this make a difference? Because they receive no government assistance, private schools are able to construct their own curriculum, not needing to keep rigidly to government regulations. They have autonomy when it comes to making research-based decisions for best practices. An article from [Great Schools](https://www.greatschools.org/gk/articles/private-vs-public-schools/) puts it well by explaining, "This allows many private schools to be highly specialized, offering differentiated learning, advanced curriculum, or programs geared toward specific religious beliefs."
[SCHEDULE A TOUR AT CONGRESSIONAL SCHOOL](https://www.congressionalschool.org/welcome/admission-calendar/)
### Some Advice for Budgeting For Private School Tuition
**Take a Look at Family Priorities**
If you're thinking that affording private school is going to be a stretch, sit down and take a good look at your finances. Take out the nonnegotiable costs--those essential expenses you can't live without. Then, evaluate honestly what is most important to your children and your family.
By keeping track of spending from month to month or setting a budget, you may find areas where you are able to trim back (big vacations, dining out often, etc.). Some lifestyle changes might need to be made if you feel that private school education is the right fit for your child(ren), but many families discover that it's ultimately worth it in the long run.
**It's Never Too Early to Start Saving**
Your child may not even be born yet, but that doesn't mean it's too early to start saving. It may seem obvious, but having your own finances in order is key to being able to afford to put money toward your child's education. Work on eliminating debt and saving what you can. Crunch some numbers, create a plan, and stick with it. Open a separate savings account or research an account that allows you to pull out money tax-free when used for education.
**Apply for Financial Aid**
Private schools know that they cost money, and they know it's not always feasible. For this reason, most schools will offer some form of financial aid. In order to receive it, an application process will follow. Be sure to follow these recommendations in the process:
**1. Apply Early: **Schools have a set amount of money to be allocated for financial aid. Apply early to be considered in the first round before that budget is spent.
**2. File for Taxes As Soon As Possible: **Financial aid offices will need your tax documentation in order to review your case. Not filing early enough may push you past the application deadline.
**3. Have Your Tax Documents Organized and Ready**
**4. Know Your Deadlines: **Add them to your personal calendar. Don't risk missing the deadline.
**5. Be Honest When Sharing Your Information**
Remember, even though not everyone receives aid, it doesn't hurt to apply. Your finances will be held with complete confidentiality of the school and will only be handled by professionals.
### Congressional School's Commitment to Helping Families
**Tuition Payment Plans**
We understand that writing a 5-figure check once a year is a bit overwhelming. To help our parents, the Congressional offers three tuition payment plan options to meet their needs (full payment, two payments, or ten payments).
**Kindergarten Credit**
The Kindergarten Credit Program allows current families the opportunity to earn a $1,000 credit toward Kindergarten tuition for each year a child attends Congressional School prior to Kindergarten.
**Financial Aid**
Congressional School is pleased to offer need-based financial aid to children enrolled in preschool - 8th grade, and the **deadline for first-round applications is in January. **
Congressional School uses a 3rd party platform to objectively determine a family’s ability to contribute to their child(ren)'s educational expenses. Per school policy, our maximum award is 80%, and all applications are held in strict confidence.
### The Bottom Line
It all comes down to determining what you believe is the right fit education for your child. Do your research, visit schools, and ask questions. We encourage you to look at your priorities and finances and make the decision that is truly best for your family.
**Written By:**
Amanda Carbury
Director of Enrollment Management and Financial Aid
at [Congressional School](https://www.congressionalschool.org/about/)
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